Capítulo · En línea · Cobertura mundial · Inglés

Types of Loans

A group for understanding which loan exists for which situation, and what each one really asks for.

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AZ

Alberto Zaltzberg

Información

Pre-qualified, pre-approved, underwritten: three words, three different promises

Pre-qualified, pre-approved, underwritten: three words, three different promises Sellers treat them as interchangeable and they are not. Only one of them has had a human underwriter look at the file. From the Adonait Digest. Full story: https://www.adonait.com/news/9775

AZ

Alberto Zaltzberg

Información

Conventional, FHA, VA, jumbo: what each one is really for

Conventional, FHA, VA, jumbo: what each one is really for The right loan is decided by the borrower's file and the property, not by which one has the lowest advertised rate. From the Adonait Digest. Full story: https://www.adonait.com/news/9727

AZ

Alberto Zaltzberg

Debate

My position: comparing loans by rate is the most expensive mistake made at this table. Between two offers, closing costs and time to approval matter more than half a point. Do you agree?

AZ

Alberto Zaltzberg

Caso

A real and frequent case: foreign national, no U.S. credit history, buying in an LLC to rent it out. Which loan would you start with, and which document do lenders ask for that nobody has ready?

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Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing.

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